Business funding · 100+ UK lenders
We get businesses funded. Fast.
£10k for cashflow or £5m for growth — the right lender in hours, not weeks. We understand the business behind the numbers, not just the credit score.
Free for you: we're paid by the lender on drawdown, never by you.
£10k to £5m. Working capital placed and refinances secured for UK businesses.
Five quick steps. Two minutes. Options the same day.
Tell us what you need and we'll come back with the lenders whose criteria actually fit — with indicative terms, not a list of links.
- No documents needed to get started
- You decide if and when anything goes to a lender
- We call you within one working hour (9–6, Mon–Fri)
- Free for you — we're paid by the lender on drawdown
Prefer to talk? Call 0161 570 1791 or email hello@calderflint.group.
Your funding match
Your answers fit the criteria of 0 lender types on the wider market.
Or email hello@calderflint.group — a match is not an offer, and no lender has seen your details yet.
What a lender will ask for, when we get there
- Last six months of business bank statements
- Your most recent filed accounts
- Director name, address and date of birth
- ID and proof of address — only once you have accepted an offer
You don't need any of it now. Having it to hand makes the call about ten minutes shorter.
We act as an introducer, not a lender. We introduce businesses to FCA-authorised lenders and credit brokers. Commission may be earned on successful introductions.
We put your application in front of the lenders most likely to say yes.
One form, a panel of UK lenders, and someone who knows which of them fits a business like yours. It costs you nothing — we're paid by the lender, never by you.
Nothing goes out until we've looked at it properly.
We read the public filings on your company before anything is submitted — charges, accounts, the lot. If we spot something that could trip the application up, we ring you before we send it rather than letting it go in and come back declined. We want it to land.
You fill it in once.
Applying to lenders one at a time is how people end up with a string of searches and no offer. You give us the detail once and we take it to the ones whose criteria actually fit.
You'll know where you stand quickly.
Unsecured decisions often come back in hours, and funds can follow within 24 to 48 of an accepted offer. If something's going to take longer, we tell you that too.
A no today isn't the end of the conversation.
If the criteria don't fit right now, we'll tell you plainly what's in the way and what would change it — and there are other routes we can take with you. Nobody gets left with a dead end.
From two minutes to funded.
Nothing to dig out to get started, and nothing goes to a lender until you say so.
01
2 minutes
Tell us what you need
Amount, purpose, your company and turnover band, and a number to call. No documents, no bank statements, no accounts.
02
Same hour
Nothing submitted without you
We profile the business against lender criteria. Nothing is submitted to a lender until you ask us to.
03
Same day
Lender matching
Matched against 100+ UK lenders. Realistic options with indicative terms — not a long list to work through yourself.
04
Typically 24–48 hours
Funded
Typical for unsecured facilities. You pick the offer; we manage the paperwork and the lender through to drawdown.
Secured, asset and property facilities take longer — days rather than hours — because there is security to value.
Every mainstream facility, and the ones most applications never reach.
From a VAT bill that landed at the wrong moment to the machine that doubles your capacity.
Unsecured Business Loans
No security over property. A decision in hours and, on a complete application, funds typically within 24–48.
Asset Finance
Plant, machinery, vehicles, equipment and technology — new purchases, or refinance of assets you already own.
Invoice Finance
Release the cash tied up in your debtor book — whole book or selective, with or without your customers knowing.
Merchant Cash Advances
A percentage of what you take, so repayment flexes with trade. Built for retail, hospitality and seasonal businesses.
Commercial Mortgages
Owner-occupied premises, investment property and portfolio refinance onto terms that reflect where the business is now.
Bridging Finance
For when timing is the whole deal — an auction purchase, a chain break, a completion that will not wait.
Also placed regularly: revolving credit facilities, VAT and corporation tax loans, and refinance of existing facilities onto better terms. Requirements above £5m, or ones that need equity or structure, route to Calder Flint Capital →
Lenders in the wider market include
Shown for market context only — not a panel of ours, and not an endorsement by them. We act as an introducer, not a lender, and appetite varies by lender, sector and deal.
If it isn't a yes today, there's still a route.
Most declined businesses aren't bad businesses — something specific needs addressing first. Usually the HMRC position, a creditor pattern, the way the accounts were filed, or reporting a credit committee can't read.
The Comeback Programme is three to six months of structured advisory to fix what is actually blocking the funding — then a re-approach to the market when the file is ready. It starts with a Strategy Call to work out which of those it is.
£236.40 inc. VAT · 45 minutes, one-to-one with a senior operator · credited in full against the Comeback Programme.
The programme
- Full diagnostic of why the lenders said no
- Creditor, HMRC and cashflow position rebuilt
- Management reporting a credit committee will accept
- Funding pack and lender presentation prepared by Calder Flint Digital
- Re-approach to the market when the file is ready
The people behind this division refinanced a £20m group with Praetura Commercial Finance while the incumbent lender was walking away — from inside the business, not from a desk. No outcome is promised; the work is to make the case a lender can say yes to.
Both of them lead somewhere.
Get matched now
Two minutes, and realistic options the same day. Free for you — we're paid by the lender on drawdown.
Fix what's blocking it first
45 minutes to work out what is actually blocking the funding — and what it takes to fix it. £197 + VAT, credited in full against the Comeback Programme.
Funding is rarely the whole answer.
Finance sits inside a five-division group, so when the money isn't the problem — or isn't enough — nobody hands you off.
When the pressure came first
HMRC arrears, creditor demands and cashflow stabilised — the work that makes a business fundable again.
The pack a credit committee will read
Business plans, financial models and lender presentations built by people who have presented to the people writing the cheque.
When the deal outgrows lending
Deals too large for standard lending route to Capital — equity, mezzanine, structured debt, acquisitions and exits.
Questions, answered.
Does it affect my credit score?
A credit search is part of applying for business funding. When you apply, credit reference agencies are searched on the business and its directors, and a record of that search is kept and can be seen by other lenders. We will always tell you before an application goes anywhere, and nothing is submitted without your say-so.
How fast can we have the money?
For unsecured facilities, a decision in principle often comes back the same day and drawdown is typically 24–48 hours from a complete application. Asset, invoice and property facilities take longer — days rather than hours — because there is security to value. No lender decision is ever certain, and we will tell you early if the timescale you need is unrealistic.
What does it cost me?
Nothing. There is no client fee and no charge for the match. We are paid a commission by the lender when a facility draws down, and that is disclosed to you before you commit to anything. We act as an introducer, not a lender.
What if I've been declined?
A decline usually points at something specific — the HMRC position, a creditor pattern, how the accounts were filed — rather than at the business itself. We will tell you what we think it is. If it is quick to address we go back to the market; if it needs work, the Comeback Programme runs three to six months of advisory and then re-approaches with a file that stands up.
What do I need to provide?
To get matched: the amount, what it is for, which company, your turnover band and a number to call. Nothing else. Once a lender is interested they will usually want the last three to six months of business bank statements and your most recent accounts — we tell you exactly what is needed and handle the submission.
Do you fund start-ups?
Honestly, most lenders want six to twelve months of trading before they will look at a business, and we would rather say so than take you round the houses. If you are earlier than that, Calder Flint Digital builds the plan and the financial model a lender or investor will actually read, and Growth advises on getting to the point where funding is realistic.
Find out what you can actually borrow.
Tell us the amount, the purpose and your turnover. We'll come back the same day with the options that genuinely fit.
Not ready to fill anything in? Email hello@calderflint.group with two lines about what you need — a straight answer within 24 hours. Or call 0161 570 1791.
We act as an introducer, not a lender. We introduce businesses to FCA-authorised lenders and credit brokers. Commission may be earned on successful introductions.